Cedar tracks your net worth, models your path to financial independence with Monte Carlo projections, and gives you cross-border, tax-aware guidance from an AI assistant — all in one clean place.
The demo loads a sample portfolio — no signup needed. Your own data is private to your account.
Net worth
$1,284,500
+4.2% this month
FI number
$2.4M
Savings rate
38%
Years to FI
11
At a 3.5% withdrawal rate your portfolio reaches independence in ~11 years, with an 87% Monte Carlo success rate.
Built for people whose money crosses borders
Cedar brings net worth, projections, and cross-border planning together — with an assistant that does the heavy lifting.
See your FI number, savings rate, and the odds your money lasts — Monte Carlo projections across thousands of market scenarios, not a single optimistic line.
Residency, citizenship, PFIC and tax-treaty flags for expats. Every figure is year-stamped and sourced, so you know exactly what the guidance rests on.
Paste statements from any bank or broker and Cedar imports them for you. Then ask anything about your money and get specific, grounded answers.
Accounts, investments, property and debts across currencies — rolled into a single net-worth trend you can actually read at a glance.
Forecast your net worth over a 45-year horizon and run what-if scenarios on income, savings, and withdrawal rates instantly.
Cedar flags issues and explains how rules work — and is upfront that it isn't licensed advice, pointing you to a professional where it matters.
No spreadsheets, no manual category tagging. Three steps to a clear picture of your finances.
Paste a statement, type it in, or load the demo. Cedar's AI parses any format and files each holding for you.
Get your net worth, FI number, and savings rate instantly — then project decades ahead with Monte Carlo odds.
Chat with the assistant about withdrawal rates, relocation, or a what-if scenario. It answers from your real data.
Cross-border money is genuinely complicated. Cedar is honest about what it knows, shows its sources, and never pretends to be your accountant.
Everything you add is private to your account. The demo is fully sandboxed.
Every tax, limit, and withdrawal figure cites its source and the year it applies to.
Cedar explains how rules work and flags issues — and tells you when to see a professional.
Create a free account, or explore a sample portfolio with the demo — no signup required.